Effective October 22, 2026 · HAVRYO
This Privacy Policy explains how HAVRYO (“we,” “our,” or “us”) processes information when you visit havryo.com. HAVRYO is an educational homeowner information website and is not an insurance carrier or insurance agency.
1. Information we collect
When you contact us, we may receive your name, email address, message and other information that you choose to provide. Hosting and security services may process technical information such as IP address, device and browser type, referral information and access logs.
2. How we use information
- To respond to questions, corrections and other inquiries.
- To operate, maintain and protect the website.
- To analyze site functionality and improve content and usability.
- To comply with applicable legal obligations.
3. Contact forms and email
Our contact form is provided through Hostinger and WordPress. Form submissions may be transmitted by the site's mail infrastructure to a designated administrative mailbox. We use submissions to respond to requests and handle editorial feedback. Please do not include insurance policy numbers, passwords, financial data or government identifiers.
4. Cookies, analytics and advertising
The website may use necessary cookies or local storage for core functionality and security. Analytics services, if enabled, may use cookies and similar technologies to understand how people use the site. If Google AdSense or another advertising service is activated, advertising partners may use cookies or identifiers for ad delivery, measurement and, where permitted, personalization. We intend to provide legally required notice and consent options when applicable. Learn more at Google's partner-site privacy information.
5. Service providers and sharing
We may use hosting, email, form, security, analytics and advertising providers to operate the site. These providers may process information in connection with their services. We do not sell personal contact form submissions as insurance leads. Information may also be disclosed where required by law or to protect site safety and legal rights.
6. Information retention and security
We retain correspondence and related information only for as long as reasonably necessary to respond, maintain records, meet legal requirements or secure the site. We use reasonable security practices, but no internet service can guarantee absolute security.
7. Your rights and choices
Subject to applicable laws, you may have rights to request access, correction or deletion of your personal information and to exercise relevant privacy choices. You can contact us to make a request. Browser settings and site consent controls, where offered, may also help manage cookies.
8. Children's privacy
The site is intended for adults and general homeowner education, not specifically for children under 13. We do not knowingly seek personal information from children under 13.
9. External links
Our pages may link to government agencies, insurers and third-party sources. We are not responsible for their independent privacy policies or practices.
10. Policy updates
We may update this policy as our services and applicable requirements change. The effective date at the top reflects the latest published version.
11. Contact
For privacy-related questions, contact contact@havryo.com or use our Contact page.